SCHEMES

Annual Return Program
This scheme allows you to receive higher return on your investment. This will allow the investor to realize a lump sum profit on a yearly basis.

Double Return Program
This scheme doubles the deposit within a predetermined tenure. Ideal for investors who are planning for their future.

Triple Return Program
This scheme triples the deposit within a predetermined tenure. Ideal for investors who are planning for their business and family’s future.

Monthly Earner Program
This scheme provides an attractive option for depositors who want to enjoy extra income each month from their investment in order to meet current expenses.

Quarterly Earner Program
This scheme is an extended version of MEP with the aim to meet recurring expenses at intervals throughout the year.

Profit First Program
This scheme is an attractive option for depositors who want to enjoy profit at the beginning of their investment.

FEATURES OF DEPOSIT PRODUCTS
Attractive return on investment.
Minimum deposit amount is BDT 50,000.
Nomination facility.
Personal Loan up to 90% of deposit amount.
Prompt customer service.
0.10% higher rate of return in all kinds of deposits for senior citizens.

Term Lending & Lease Financing

Lease Finance
We offer lease finance facilities to our clients to assist them procuring capital machineries and equipment from both local and foreign sources. This facility is mostly extended for a period of 2-5 years as per our customers’ requirement and convenience of their payment.

Term Lending
Our clients benefit from our short and long term finance facilities to modernize and expand their businesses and also meet their requirement for long term permanent working capital. The facility is offered for 1-5 years mostly to be repaid in equal monthly/quarterly/yearly installments.

Syndicate Finance
TIAML organizes and participates in syndicate finances to support establishment of large projects in consortium to foster industrial development in Bangladesh.

Secured Loan
We recognize the emergency of your finance requirement. This offer will enable you to meet your immediate financing needs at competitive interest rates against your fund deposited to us.

SME Finance
As a key player in the finance industry in Bangladesh, we understand the importance of Small & Medium Enterprise (SMEs) to grow towards our national economic development. We provide tailor-made services to our SME clients and assure flexibility, reliability and financial progress when we are of your priority.

Women Entrepreneurs Loan
We offer term loan to women entrepreneurs to expand and operate their business at desired level for the purpose of meeting working capital requirements and / or purchasing fixed assets.

Bridge/Equity Finance
We assist our clients raising money during their inception of business or to support their ongoing operation for an upcoming cash outflow. This offer is a custom-made service extended to our institutional customers.

Merchant Banking

Portfolio Management

We provide portfolio management services with high standard, excellent customer services and professionalism. Clients receive tailored financial solutions for trading securities. Currently it has more than one thousand portfolios managed through 3 designated brokerage houses.

Issue Management

WE help companies with good growth potential and excellent business ideas raise fund through initial public offering. Through our issue management services we not only aid clients to increase the value of their company but also aid in increasing the supply of quality shares in the capital market. We manage issues for Initial Public Offering (IPO), Repeat Public Offering (RPO), Bonds, and Preference Shares. Our services include: consultancy services, regulatory compliance fulfillment, valuation of securities, price discovery and book building, underwriting cooperation, public offer and subscription management, and effective project management to successful closing.

Underwriting of Public Issue

As a full-fledged merchant bank, we actively participate in underwriting of Initial Public Offering (IPOs), Repeat Public Offering, Rights Issues, Alternative Securities like various types of Bonds. TIAML has underwritten a large number of issues in different industries.

Investment Advisory Services

In today’s environment of complex transactions and competitive markets, increasing the value of business requires skills and experience. Thus we help clients to undertake the right decision in the right way to make their business more competitive and profitable by providing integrated and objective advisory services.

Our Corporate Advisory services provide advice in connection with a wide range of strategic and financial matters that are typically of great importance to our clients. Our goal is to continue to grow our business by fostering long-term, senior-level relationships with existing and new clients as their independent advisor on strategic transactions such as mergers, acquisitions, restructurings and other financial matters.